Quality roofs. Honest answers.
We get on your roof, photograph what we find, and tell you the truth. If it can be repaired, we say so. If it needs replacing, you get an exact written price before we leave.
- Free inspection with photos, no obligation
- We tell you when you do not need a new roof
- Written price on the spot, no pressure, no bait
Free · San Diego County
Book your free roof inspection
Takes 30 seconds. We call back the same day.
No cost, no obligation, and no salesperson camped on your porch.
Privacy Policy · Terms of Service
What actually changed
Your roof didn't change this year. The rules did.
California carriers have been re-underwriting homes off aerial imagery — satellite and flyover photos taken at renewal. They can see granule loss, patched sections, and moss lines from above. You can't see any of it from your living room.
Here's what that's turned into:
- Mercury and Wawanesa generally won't write homes with roofs older than 25 years, with some exceptions for tile and slate.
- Farmers may limit asphalt roofs older than 15 years to actual cash value — depreciated, not full replacement cost.
- The California FAIR Plan, the state's insurer of last resort, withholds replacement-cost coverage on homes over 25 years unless the roof was replaced inside that window.
The difference between replacement cost and actual cash value on a 20-year-old roof is not small. If a storm takes it, replacement cost buys you a new roof. Actual cash value buys you a fraction of one and leaves you the rest.
Source: Insurance Business, "California insurers tighten roof coverage rules"
https://www.insurancebusinessmag.com/us/news/property/california-insurers-tighten-roof-coverage-rules-576538.aspx
What you get, exactly
A licensed roofer comes out, gets on the roof, and spends 60 to 90 minutes on a 28-point inspection. You stay on the ground. Then he sits down with you and hands you one page with three things on it:
-
Does your roof pass 2026 underwriting?
Yes or no, with photos of your own roof showing why.
-
How many years does it have left?
An actual number, not "it depends."
-
What does it cost to fix?
In writing, before he leaves, and the price holds for 90 days.
Most roofers take three to seven days to send a quote, and half never send it at all. You'll have yours before the truck pulls out of your driveway.
It's free. There's no obligation to do anything with it — plenty of people take the report, find out they've got eight good years left, and we shake hands and that's the end of it.
Licensed, local, and checkable
CSLB #1013714 — verify this license on the state board →
48 hr
From your request to a booked inspection window.
90 day
Your written price is locked for 90 days from the visit.
60–90 min
On site, start to finish. You never touch a ladder.
If you have a tile roof, read this part
Half of San Diego is concrete or clay tile, and tile confuses people — reasonably.
The tile lasts fifty years or more. The underlayment underneath it, the layer actually keeping water out of your house, lasts about twenty to twenty-five. So a home built in the early 2000s can have a roof that looks flawless from the street and is functionally at the end of its life.
The good news: you usually don't need new tile. We lift your existing tile, replace the underlayment, and lay the same tile back down. Your house looks identical and it costs a fraction of a full tear-off.
The inspection tells you which one you're looking at.
Straight answers
Is this actually free, or is a salesman going to sit in my kitchen for two hours?
Will this affect my insurance? Is this a claim?
My roof is fine. Why would I bother?
How is it free? What's the catch?
Do you work in my area?
Find out before the letter comes
A non-renewal notice gives you a deadline someone else picked. A roof report gives you a decision you get to make on your own schedule — this year, next year, or in six years.
Free. 60 to 90 minutes. Written price in your hand before we leave.
Get my free roof reportCalifornia license #1013714 · San Diego County only